Elias has over 12 years of experience in developing policies and regulations in the financial sector. He leads the development and implementation of programmes that work to improve the enabling environment for risk markets in Africa to drive systemic change in the market for insurance and other risk management instruments at FSD Africa.

Previously, Elias worked as an Actuary at the Insurance Regulatory Authority (IRA) of Kenya where he was instrumental in the development and implementation of risk-based regulations and automation of supervisory processes and tools in the insurance sector. He also supported market innovation, designing, and testing innovative mechanisms of risk management through the formulation of the Regulatory Sandbox (BimaBox) and Insurtech Accelerator Platform (BimaLab)

Elias worked on various international technical assistance projects for the World Bank, IMF and GIZ assisting over 15 regulatory bodies in the insurance, pensions and capital markets sector in Africa, Asia, and the Caribbean to strengthen their regulatory and supervisory frameworks.

Elias holds a Master of Science (MSc) in Actuarial Management from Bayes Business School, City University United Kingdom, and a Bachelor of Science (BSc) in Actuarial Science, with IT from Maseno University. He is a Certified Expert in ESG and Impact Investing from Frankfurt School of Finance & Management, Germany and Associate Actuary of The Actuarial Society of Kenya (TASK) and Institute and Faculty of Actuaries (IFOA), United Kingdom